Services

Two services,
one safe pair of hands

From an initial discussion about your needs through to a recommendation and a fully managed application, we can also recommend local solicitors for your sale or purchase and co-ordinate risk dates for your insurance contracts.

Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Mortgages

Whether you're taking your first step onto the property ladder, moving home, remortgaging, investing in buy-to-let or considering equity release, we search the whole of the market and manage the application from start to finish.

Nine mortgage types to choose from — repayment, interest-only, fixed, tracker, capped, discount, offset, flexible and standard variable — explained in plain English.

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Protection

Protection plans provide a financial safety net for you and your loved ones in the event of unemployment, critical illness or death.

We arrange life assurance, critical illness cover, income protection and accident, sickness & unemployment cover — including protection for those raising a family rather than in paid employment.

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How it works

Four simple steps to securing your mortgage

1

Initial contact

A telephone call or meeting to explain our services and gather your personal information and supporting documents.

2

Research

We research the whole of the market around your circumstances and preferences, and check our recommendation meets your expectations.

3

Application

We submit a decision in principle to your chosen lender, then apply to secure the product and mortgage amount you need.

4

Offer

The lender agrees your application and issues your formal mortgage offer letter.

And after completion?

Our service to you doesn't end there. We'll contact you approximately three months before your deal comes to an end to discuss your options — a new deal from your current lender, or a switch should it be in your interests.